Moral Hazard in Health Insurance
ISBN: 9780231538688
Platform/Publisher: JSTOR / Columbia University Press
Digital rights: Users: unlimited; Printing: chapter; Download: chapter
Subjects: Health insurance; Moral hazard; Risk (Insurance);

Amy Finkelstein examines the implications of moral hazard for health care in the context of contemporary American health care policy. She presents compelling evidence that health insurance does indeed affect medical spending and encourages policy solutions that acknowledge and account for this.


Amy Finkelstein is the Ford Professor of Economics at the Massachusetts Institute of Technology, codirector of JPAL North America, and codirector of the Public Economics Program at the National Bureau of Economic Research. She is a recipient of the John Bates Clark medal from the American Economic Association, the ASHEcon Medal from the American Society of Health Economics, and the Elaine Bennett Research Prize, awarded by the Committee on the Status of Women in the Economics Profession.
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