| The Engine of Enterprise: Credit in America Subjects: Commercial credit -- United States -- History; Mercantile system -- United States -- History; Finance -- United States -- History; Economic development -- United States -- History; United States -- Economic conditions; American households, businesses, and governments have always used intensive amounts of credit. The Engine of Enterprise traces the story of credit from colonial times to the present, highlighting its productive role in building national prosperity. Rowena Olegario probes enduring questions that have divided Americans: Who should have access to credit? How should creditors assess borrowers' creditworthiness? How can people accommodate to, rather than just eliminate, the risks of a credit-dependent economy? Olegario Rowena : Rowena Olegario is Senior Research Fellow at Saïd Business School, University of Oxford. |