 | Discriminating Risk: The U.S. Mortgage Lending Industry in the Twentieth Century Subjects: Mortgage loans -- Unites States; Discrimination in housing -- United States; Discrimination in housing -- Illinois -- Chicago; Race discrimination -- United States; United States -- Race relations; The U.S. home mortgage industry first formalized risk criteria in the 1920s and 1930s to determine which applicants should receive funds. Over the past eighty years, these formulae have become more sophisticated. Guy Stuart demonstrates that the very... Guy Stuart is Lecturer in Public Policy at the Kennedy School of Government, Harvard University. |
