| The History of Consumer Credit: Doctrines and Practices ROSA-MARIA GELPI is Professor of Economics at the free University of Lille and Vice-President of Cetelem, the first European group specialising in consumer credit. She is the author of many academic articles on monetary history, monetary policy, European monetary union and consumer credit. FRANÇOIS JULIEN-LABRUYÉRE is a director of Cetelem, responsible for international development and on the board of Eurofinas. He is also the author of a number of economic and social histories of the Charente region of France. |