| Critical Issues and Challenges in Islamic Economics and Finance Development Velid Efendić is a professor in the faculty of economics at the School of Business and Economics at the University of Sarajevo, Bosnia and Herzegovina. His research interests include banking, bank management, Islamic banking and finance and investment and portfolio management. Professor Efendić is the founder of the European Association of Islamic Economics, Banking and Finance, Bosnia and Herzegovina. Fikret Hadžić is a professor in the faculty of economics at the University of Sarajevo, Bosnia and Herzegovina. He was previously the Vice-Director of The Bank of Reconstruction and Development, Sarajevo, Bosnia and Herzegovina. Professor Hadžić also serves on the Supervisory Board of the Development Bank of the Federation of BH, Sarajevo, by appointment of the Federal Government of Bosnia Herzegovina. Hylmun Izhar is an economist at the Islamic Research and Training Institute at the Islamic Development Bank in Jeddah, Saudi Arabia. His current research interests include the theoretical and empirical analysis of income ratio and risk-sharing structures, the development of global Islamic financial services and stress-testing within Islamic financial institutions. |